I think I’ve mentioned before that I’m not a political person. I make my decisions based on who and what I think is right, not Democratic or Republican per se.
I’m not very knowledgable in the greater areas of finance, economics or anything else that uses the opposite side of the creative part to my brain.
None of it makes sense to me. When I listen or read it all sounds like the adults in the Peanut cartoons. Whomp, whomp, whompwhomp…
Sometimes, however, things are blazingly obvious to me. And it’s astounding when the obvious isn’t acted upon. Not only that but, it’s completely overlooked, ignored and not every brought into any equation.
I’m talking about foreclosures. Yes, again. Now that I’ve opened this can, worms just keep sliming out all over the place. I hate worms. To me, the banks are the worms, of course. Talk about obvious, right?
Homeowners that CAN pay their mortgage should be worked with to keep them in their homes. I know that there are a lot of people out there who wouldn’t or couldn’t even pay a modification but the ones that CAN and WILL…
Why are THEY losing their homes?
I’m so sick of hearing people say that the banks don’t want to take our houses when they so obviously do. Why do they want them? Only time will tell. But they do, they want your homes. If they didn’t, they’d work with you, the homeowners, to REALLY modify the loan in order to keep you in your home, where you belong.
They aren’t being held accountable because the government isn’t spanking them. They are being tsk-tsk’d but it seems that’s about it.
IT MAKES NO SENSE.
I’m reading articles and educating myself on this whole foreclosure issue. I might as well arm myself with knowledge as I’m gearing myself to wage a mini war.
Today I read that while foreclosures are slowing down RIGHT NOW, they are about to gain momentum into 2012. More homes are going to stand empty and more families are going to be homeless.
I also read that 1 in every 2 families in the U.S are poor or at poverty level now. Staggering numbers? Absolutely.
I keep saying this but, I’m not a conspiracist. In fact, all that stuff scares the bejessus out of me. I try to shut my ex-husband up the minute he starts spewing conspiracy theories.
With that said, I TRULY BELIEVE that there is something bigger going on. I have no clue what. But I just feel like if our lovely government REALLY wanted homeowners to be helped, if they REALLY wanted to put an end to foreclosures, they’d intervene.
And they aren’t. Not effectively anyways.
Remember earlier on in this post when I said I’m a realist? Well, here are the facts, in a nutshell.
The banks are going to keep on taking our homes. It’s proven. It’s documented.
Most of the people I’ve spoken with that have been offered modifications on their home loan have had to walk away from their homes because the “modification” came in higher than the original payment. If we can’t make that original payment, HOW CAN WE PAY A HIGHER ONE??? That’s is NOT what I’d consider a modification.
The government is doing absolutely nothing to help. They are too busy arguing over whether or not they should tax people making over 1 million dollars. Hey fellas, YES. And while you’re at it, take a reduction in pay yourselves. You want to help the economy without it hitting your pocketbooks? It shouldn’t work that way. An American is an American. Same rules should apply, not a variation or exemption. Screw that.
The solutions are simple and obvious.
They are being overlooked. For a reason.
I want to know why.
How can a country like America, land of the proud, brave, free and all that jazz…let this happen to their people?
How come so many of us are sitting there watching it happen from our armchairs while whispering to our spouse, or whomever is within earshot, that they are afraid of what’s happening to this fine country of ours.
In a matter of minutes, we are going to be a country with no middle class. Just the poor and the wealthy. Period. The discrepancy is ginormous.
I worry for my children. They are going to inherit a toxic hot mess with a half-life that will take forever go away.
I’ve never, in my entire life, truly wished for a superhero to come save us as I do now.